ZzzStake

Put real money on your own sleep.

A self-commitment app that turns your sleep data into a real-money stake against yourself — meet your sleep goal and keep your stake, miss it and forfeit it. Currently a live preview: stakes are tracked end to end, but no card is charged yet.

ZzzStake dashboard showing a sleep score and active stake

What it does

Loss aversion, applied to sleep instead of habits.

A real stake, not a streak badge

Pick a sleep goal — a sleep score, a consistent wake-up time, falling asleep by a set time, or hours slept — a window of nights, and a dollar amount. Meet it every night except the emergency skips you chose and you keep your money; miss it and the whole stake is forfeited.

Built on a proven mechanic

Modeled on the loss-aversion commitment mechanic behind stickK and Beeminder, applied to sleep instead of weight or habits.

A real sleep-scoring formula

For score goals, ZzzStake computes its own score from your Apple Health sleep data — duration, consistency, and interruptions — and shows exactly how it's calculated. Not a black box.

Settled automatically

A daily job settles every stake once its window closes and emails you the outcome. If you think a result is wrong, you can dispute it for human review.

FAQ

Common questions

Is this actually charging real money right now?

Not yet. ZzzStake is a live preview — stakes, scores, and outcomes are all tracked for real, but payment processing and the required legal review haven't been completed, so no card is charged today.

Where does my sleep data come from?

From Apple Health. ZzzStake reads your raw sleep stages and, for score goals, computes its own sleep score — Apple's Sleep Score isn't available to other apps.

What if I have one bad night?

When you set up a stake, you choose how many emergency skips it allows. A skipped night doesn't count against you; any other missed night does.

Can I cancel a stake?

Yes, any time before its first night begins. After that the stake is locked — that's what makes it a commitment.